Creditinfo Predictor Application Scoring (CIPA)
CIPA is a participatory interface that allows a user to input data collected in real time from a credit applicant, combine it with credit bureau data and the creditinfo predictor to produce an enhanced report for optimum decision making.
The user will be supplied with approximately twenty fields to input data that defines their application for credit, details their income and expenditure as well as employment and personal status. Our scorecard system will assess this data in combination with credit bureau data. The statistical nature of the development of our scorecard guarantees improvements and enhancements as new data is gathered.
All data gathered through this direct interface will not be available to other subscribers.